1. Down Payment

• The required down payment is shown on each product listing and may vary per item.

• Down payments are non-refundable and cannot be transferred to other items.

• No additional discounts apply, as layaway purchases are already 0% interest.

2. 3-Month Payment Schedule

• After the down payment, the remaining balance is split over 3 months:

  • Month 1: 40% of the remaining balance

  • Month 2: 30%

  • Month 3: 30%

• Each payment is due every 30 days from the date of your down payment.

• You may settle earlier at any time.

3. Payment Methods

• We accept:
  • Online bank transfer
  • Credit/debit card (+4% processing fee)

4. Item Holding

• Your item will be reserved exclusively for you during the layaway period.

• It will be released only after full payment is completed.

5. Late or Missed Payments

• Late payments may result in cancellation of the layaway at our discretion.

• All amounts paid—including the down payment—will be forfeited.

• The item will be returned to our inventory.

6. No Exchanges or Returns

• All payments made under layaway are non-refundable and final.

• Layaway items cannot be exchanged for other products.

7. Completion

• Once fully paid, your item is ready for shipping!